October 7. When you leave on a vacation the last thing you want to have to do is cut your trip short. If this does happen, it’s generally because of an illness, injury or other issues like severe weather or a sudden family emergency back home.
Trip interruptions can be costly, particularly if you have to book last-minute flights home and you lose deposits for bookings that aren’t refundable. This is where travel insurance can be a saving grace.
The most common reasons for trip interruption are injury or sudden illness—to you or a traveling companion—during the trip. The next most common reasons are inclement weather en route or at your destination, a death in the family or a life-threatening situation back home.
There are two ways trip interruption benefits that can apply when you have to end a trip early:
- Trip interruption benefits will reimburse you for unused, pre-paid, non-refundable trip expenses, such as airfare, hotel nights and side excursions that were booked in advance, if your trip is unexpectedly interrupted while you’re in transit.
- If you are already at your destination and have to return home, your benefits will cover the associated expenses.