December 7. Going on a cruise can cost you a pretty penny, so it makes sense to consider cruise insurance to protect your finances if something goes wrong. When you’re shopping for a cruise or travel insurance plan, it’s important to understand what types of coverage are available and what is covered by different plans. This can help you find the perfect balance between getting the coverage you need and keeping the price of cruise insurance as low as possible.
Here’s what you need to know about what cruise insurance covers, how it works and when your travel credit card insurance applies to going on a cruise.
Cruise insurance plans offer a range of coverage options, including:
- Trip interruptions or cancellations
- Trip delays
- Delayed or lost baggage
- Travel to and from the cruise
- Pre-existing conditions
- Medical evacuation
- Emergency medical care
- Missed connections
- Job loss cancellation